Wife number two was a horrible mistake (shut up, Kevin). For numerous reasons, but the one germane here is the lack of full disclosure prior to the wedding. She had a bankruptcy. Which she had been religously doing her bit in terms of meeting the requirements, which caused her to need a decent cash flow. I should note that this was before you had to provide SSNs for dependents on your W2. So, I'm doing the taxes and for the first.time.in.my.tax.life I have a bill, not a refund. WTF? And a 5 digits...